Medical insurance for dogs is rapidly becoming an essential part of owning a dog.
Many new dog owners are shocked to find out about the high cost of Veterinary care. Costs for a canine emergency can quickly get way out of hand! That’s where medical insurance for dogs can come in very handy.
However, medical insurance for dogs can be as confusing and overwhelming as regular human health insurance. We all know how mind boggling and expensive that can be!
Here are some tips to help you decide whether your pup is eligible for medical insurance for dogs:
– If you have a puppy, he will need to be of a certain age before he is eligible to be insured. If you’re not sure how old your new puppy is Your Veterinarian can make a very educated guess and the insurance company will most likely accept his evaluation.
– If your pet is sick he will not be eligible for coverage unless or until he gets better. Most providers of medical insurance for dogs are very strict about pre-existing conditions.
– If you have an older dog who has never been covered most quality providers will still cover him, however the premiums will most likely be higher.
– Some providers of medical insurance for dogs will cover your dog if he or she hasn’t been spayed or neutered but they will do so with many exclusions including prostate problems, testicular tumors, mammary and or ovarian conditions just to name a few. It is a very good idea to get your dog spayed or neutered prior to his or her first birthday.
– Most providers of medical insurance for dogs will require a waiting period before the insurance kicks in no matter how old or in what medical condition your dog is in. These vary greatly, so check with your chosen provider.
-Most providers will require that your dog be covered prior to it’s first birthday in order to eligible for hip dysplasia coverage. This may also vary by breed. Some breeds are far more susceptible to this condition than others. If your dog does develop this malady, it will probably occur early in life. Hence the requirement to be covered prior to the first birthday.
Medical insurance for dogs is really a must for almost any new dog owner. If you have a relatively young and healthy dog you should not have any problems getting covered while paying a decent premium.
Good luck and hopefully your dog stays healthy!